Enhanced Replacement Coverage
Increases dwelling coverage limit to 125% or 150% of the amount shown on your policy declarations, should a covered claim exceed your policy limits.
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Water Back-Up Coverage
Protection for dwelling and personal property damaged by water that backs up through sewers, drains, or overflows from a sump.
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Identity Theft / Fraud Coverage
Up to $15,000 in coverage for expenses you incur as a result of the theft of your identity one of today's fastest growing crimes.
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Mortgage Protection Coverage
Pay up to $1,500 of your monthly mortgage coverage for up to a year if your home is made uninhabitable as a result of a covered loss.
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Computer Coverage
Added protection from theft, damage and loss for your hardware and software.
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Home-Based Business Coverage
If you ever work at home or have a home-based business, chances are that you are exposed to increased liability.
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Personal Liability Umbrella Coverage
In the event a serious accident occurs, this coverage provides additional protection from liability claims. It protects your assets with limits much higher than on your existing auto and homeowners policies.
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Flood Insurance
Provided through the National Flood Insurance Program (NFIP). This policy is available in participating communities, regardless of whether or not you live in a high flood-risk area.
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Assisted Living Care Coverage
Provides coverage for personal property, liability and loss of use while your loved one lives in and independent living facility.
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